Payments & Withdrawals

At Bankoin, we provide seamless and secure financial solutions, allowing users to accept U.S. bank transfers and withdraw funds via USDC cryptocurrency. Whether you’re receiving payments from clients or converting USD to crypto, our platform ensures fast, reliable, and transparent transactions.

Receiving Payments

Bankoin makes it easy for you to receive USD payments directly into your virtual U.S. bank account.

How It Works

1. Get Your Bank Details – Each user receives unique U.S. bank account details.
2. Accept Payments – Receive payments via ACH transfers, wire transfers, or direct deposits from clients, employers, or businesses.
3. Instant Account Updates – Track incoming payments in real time through your Bankoin dashboard.
4. Secure & Compliant – All transactions are processed through regulated banking partners, ensuring compliance and security.

Supported Payment Methods

• ACH Bank Transfers (1-3 business days)
• Wire Transfers (Same-day processing for eligible transfers)
• Direct Deposits from employers and other institutions

Withdrawals

With Bankoin, you can convert your USD balance into USDC cryptocurrency and withdraw it to your preferred wallet.

How It Works

1. Select Withdrawal Option – Choose USDC payout from your Bankoin dashboard.
2. Enter Wallet Address – Provide your Ethereum (ERC-20), Solana (SPL), or other supported USDC wallet address.
3. Confirm & Process – Transactions are processed instantly or within a few minutes.
4. Receive Your USDC – Funds are sent directly to your crypto wallet for easy access and trading.

Supported Networks

• Ethereum (ERC-20)
• Solana (SPL)
• Polygon (MATIC)
• Stellar
• Other compatible blockchain networks

Fees & Processing Times

*Some ACH transfers may incur fees based on the sender’s bank policies.